Electronic Transfer Credit Card Processing
Nationwide Credit Card Processing since 1989.
Electronic Transfer Credit Card Processing
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Online Merchant Account

Increase Your Sales with an Online Merchant Account

It's a given that running an online business means that you need to accept credit cards. If you don't then you are losing as much as 70% of your sales to competitors who do accept credit cards according to an article published by Forbes Magazine. But it's not just online businesses that suffer lost sales by not online merchant account. That same 70% figure, and higher in some cases, is applicable for off-line businesses as well.

Most People Do Not Carry Much Cash

Thanks to direct payroll deposit and debit cards, 50% of Americans carry "a few singles and may a five or ten" and 40% carry around $5 or less including coins according to an opinion poll conducted by one company recently.

This means that even if you are selling low-priced items you will be chasing away as much as 90% of your potential customers if your product or service costs more than they are carrying with them at the moment and you don't accept credit and debit cards.

Even Starbucks, which has an average sales transaction amount of $4, does the bulk of their business with credit card and debit card transactions.

Statistics indicate that the average American carries at least four credit cards and nearly all Americans carry a debit card. You're missing a lot of purchase opportunities if those cards aren't welcome at your business.

Most Consumers Prefer Paying By Credit Card

Not only do consumers avoid the inconvenience of carry cash, which includes the threat of loss or theft, but they also enjoy the security of knowing that their bank is willing to back them up should they end up in a dispute with your business over the quality of your products or services.

Then There Are The Rewards Programs

A lot of credit card programs offer cash-back or other incentives for every dollar that a consumer charges to their card. People who are enrolled in rewards programs will go out of their way to pay by credit card and avoid using cash at all costs. If your business doesn't want to help them earn their rewards, they'll simply find another business that does.

Credit Cards Are More Convenient For Big-Ticket Purchases

Customers who are spending hundreds or even thousands of dollars on a product simply expect to be able to pay by credit card. This is especially true for those customers who cannot afford to pay for their purchase all at once and who are planning to pay the balance off over a period of time.

Some Customers Are Forced To Use Credit Cards

Employees who are making purchases on the behalf of their employers, or employees who travel on company business, are often issued company credit cards which they are expected to use for all purchases. Accounting for cash expenditures, and the subsequent process of reimbursing the employee for their out-of-pocket expenses, is a nightmare for businesses. If you don't accept credit cards, these employees are shopping elsewhere.

You're Losing Out On B2B Purchases

Many companies that are making purchases of products or services for their own internal use or for resale prefer to pay with a credit card for accounting reasons. Not online merchant account means that you are losing out on the opportunity to serve repeat customers who are being forced to take their business elsewhere.

Hopefully you've found one or more good reasons to start accepting debit and credit cards at your business. And if the reason you're not accepting them is because you think you can't afford to, think again. The truth is: You can't afford not to!

Merchant Account Apply Today for a Merchant Account


1. Zero Set Up Fees
2. Live Person Support
3. No Application Fees
4. No Hidden Fees
5. Very Low Rates
6. Over 30 Years Experience
7. BBB A+ Rated
8. Free Fraud Screening
9. Fast Funding to Your Bank
10. We're Nice to You!

1. Free Online Virtual Terminal
2. Free Recurring Billing
3. Free Batch Processing
4. Free Fraud Prevention
5. Free Shopping Cart
6. Free Secure Order Page
7. Free Daily Batching
8. Free Address Verification
9. Free Country Blocking
10. Free Donation Billing

1. Retail Merchants
2. Internet Payment Solutions
3. Memberships
4. Mobile Trade Shows
5. Gov't Agencies
6. E-Commerce Merchants
7. Wireless Merchants
8. Firearms Dealers
9. Auction Merchants
10. Plus Many More!

"When I set up my online subscription service, I searched for a merchant account company with comprehensive credit card processing and found Electronic Transfer. Their merchant account service is great, the costs are very low, and the interface tools are very easy-to-use."
John Edelson
Online Learning & Games
www.time4learning.com

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Electronic Transfer, Inc. is a Registered ISO/MSP of Westamerica Bank, Santa Rosa, CA.

Electronic Transfer, Inc. offers merchant accounts and credit card processing to accept Credit Cards. ETI has helped merchants with their Credit Card Processing since 1989 - This web page is about Merchant Accounts, Hypercom, Credit Card Processing, Virtual Terminals, Card-Swipe Terminals, VeriFone, Website Payment Processing, Secure Gateway, Wireless Credit Card Terminals and iPhone Credit Card Systems.