Electronic Transfer Credit Card Processing
Nationwide Credit Card Processing since 1989.
Electronic Transfer Credit Card Processing
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Credit Card Processing

Internet Credit Card Processing

Internet Credit Card Processing requires more security and aggressive fraud controls than retail credit card processing because the credit card cannot be verified by swiping the credit card like you do with a retail merchant account. For this reason it's very important to deal with a company that specializes in internet transactions and Internet Merchant Accounts.

An Internet Merchant Account does not require a shopper's signature and has requirements beyond a typical card-not-present or retail merchant account. If you already have a merchant account, you should verify that the merchant account supports credit card payments over the Internet.

We've been setting up Internet Merchant Accounts since 1994 and offer one of the most secure and reliable payment processing gateways on the market with the Fast Charge Payment GatewayTM. In addition, we also offer a FREE shopping cart solution for your internet processing needs.

Internet Credit Card Processing

Features of the Fast Charge Payment GatewayTM


Free Brute Force Attack Protection is probably one of the most important fraud features for preventing massive credit card fraud. Brute force is when someone tries to verify card account numbers by charging a small amount ($1.00) on a credit card just to verify if a credit card is valid. This FREE feature prevents brute force credit card number attacks and detects consumers who attempt to defraud by use of credit card number pattern attacks even if the transactions are coming from multiple locations or using spoofed IP addresses. You can set the number of times you will accept multiple transactions which will stop the attempts.

Most credit card processing gateways don't even offer Brute Force Attack Protection but the few that do charge an additional $100 to $500 set up fee and $50 to $300 more per month for this service.
The Fast Charge Payment Gateway? "Virtual Terminal" takes the place of a credit card terminal or processing software saving you money because you don't have to purchase or lease the hardware or software. You get all the extra anti-fraud features like address verification, realtime credit card verification and free daily batching.

The Fast Charge Payment Gateway? "Online Merchant Center" provides merchants with a way to process credit cards from any device with internet access offering multiple credit card payment choices to customers.

As well as offering accurate and timely authorization of customer transactions, Fast Charge Payment GatewayTM also provides the timely back-end processing necessary to settle transactions including e-mail confirmation for both merchant and customers. With Fast Charge Payment GatewayTM, funds can be transferred into your merchant bank account within two to three business days. Fast Charge Payment GatewayTM; has a secure 128 bit SSL environment which is simply the fastest and simplest method for secure payment processing.


Virtual Credit Card Terminals

For internet credit card processing the Virtual Terminal provides the best solution for merchants who manually enter credit card and electronic check transactions for online credit card processing, mail order and telephone order sales. Most online merchant accounts come with a payment gateway with a virtual terminal. Some virtual terminals have additional costs however we do not.

What is Internet Credit Card Processing with an Internet Merchant Account?

Internet credit card processing is used primarily by merchants that sell products or services from a website. However, Internet merchant accounts are also used by merchants that have the need for portability. An Internet merchant account has a feature called a virtual terminal that can be accessed from any computer with Internet access. The merchant is able to use the virtual terminal to charge credit cards while on the go. This feature is especially useful when coupled with a laptop that has wireless Internet capabilities.

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"As much as 80% of impulse purchasing can be lost to business owners that do not accept charge cards and average order size increases by as much as 46% over a cash sale" (Forbes Magazine).



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Electronic Transfer, Inc. is a Registered ISO/MSP of Westamerica Bank, Santa Rosa, CA.

Electronic Transfer, Inc. offers merchant accounts and credit card processing to accept Credit Cards. ETI has helped merchants with their Credit Card Processing since 1989 - This web page is about Merchant Accounts, Hypercom, Credit Card Processing, Virtual Terminals, Card-Swipe Terminals, VeriFone, Website Payment Processing, Secure Gateway, Wireless Credit Card Terminals and iPhone Credit Card Systems.