When searching for credit card processing and merchant account services you'll see all kinds of offers out there that may not show all your true costs. It can get quite confusing when looking around and comparing all the different rates and fees merchant account companies offer you.

We recommend Electronic Transfer, Inc. for you credit card processing set up. ETI is a company that has an A+ BBB Rating, has been around since 1989 and will give you honest rates. ETI owns The Fast Charge Payment Gateway and they even answer their phone with live people!

By filling out this form you will not enter in to any agreements or contracts with them!

Please fill out this form as completely as possible. If there is any information that you do not have available or any question you do not understand, simply leave that section blank, and our staff will help you to obtain the missing information when we process your application. We're here to make sure that your application process is pleasant.

Your business must be located in the USA and you must have a physical street address. Home addresses qualify as the physical street address if home based business! Some restrictions may apply and approval is not guaranteed.

Industry Standard Fees Our Fees
Customer Support 8am-8pm/Mon-Fri 24x7
Credit Restrictions Very Strict High Approval
Shopping Cart $50 - $795 FREE
Recurring Billing $50 - $475
$15 -$50 Monthly
Application Fee $ 90 - $ 195 FREE
Secure Server $10 - $50 per month FREE
Fraud Screening $50 - $200 Set Up
$.20 - $1.00 Per Transaction
American Express Setup $ 50 - $ 75 FREE
Check Processing Set Up $100 - $250 Set Up FREE
Multi-User Sub Accounts $50 - $150 Set Up
$10 - $50 Per Month
Address Verification Fee $.05 - $.10 Per Transaction FREE
Batch Processing $50 -$250 Set Up
$.05 - $.10 Per Transaction
Rates 3% - 5% 1.69% - 2.2%
Approval Time 2 - 3 weeks 1 Day
* American Express quotes their own rates and are approved separately from Visa,
MasterCard and Discover.

* This form is for US based businesses only. If you have a Non-U.S. based
please "DO NOT" apply!

Ownership Information:
Owner 1 Name
Percent Owned
Owner 2 Name
(Leave Blank If Sole Owner
Percent Owned
Contact Name
Email Address
Best Phone Number To Reach
Legal Business Name
Doing Business As (DBA)
Business Street Address
Not a US based business? Click Here
Business Zip Code
Business Country
Business Phone Number
FAX Number
Date The Business Opened (Month/Day/Year)
About Your Business and Products Sold
Product, Service or Merchandise Sold
Type of Business? (Corporation, Partnership, Sole Ownership, etc.)
% Internet Orders
% Mail/Phone Order
% Face To Face (Swiped)
Estimated Average
Credit Card Sale
Estimated Credit Card
Monthly Volume
WWW Site Address
Have You Ever Accepted Credit Cards?
If Yes, Do You Currently Accept Credit Cards?
Which particular search engine brought you here and what search term did you use to find us? Example: Google.com - searching for merchant accounts. Or Which Magazine, Post Card, Friend or Other Advertisement Etc.
How Did You Hear About Us? (* Note: This has to be filled in for the form to work.)
What Kind Of Equipment Or Online System Do You Want To Process Your Credit Card Orders (Note: Banks Now Require Transactions To Be Conducted Electronically-Paper processing Is No Longer Available)
Equipment Needs
Home Address
Not a US based business?
Click Here for our Premier International Payment Program
Zip Code
Home Phone Number
Rent or Own?
What is your credit rating?

Please Tells Us About Your Payment Processing Needs:

Merchant Account by Electronic Transfer, Inc an ISO/MSP of Westamerica Bank,
Santa Rosa, CA. American Express Approved Separately