Electronic Transfer Credit Card Processing
Nationwide Credit Card Processing since 1989.
Electronic Transfer Credit Card Processing
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Credit Card Processing

Best Credit Card Processing Rates

Information on Credit card machines - If you have any questions about Credit card machines please feel free to ask us!

How to Obtain the Lowest

Credit Card Processing Rates

Everyone goes into business to make money, so why spend more of your profits on expensive transaction fees, Website maintenance, service agreements and high credit lowest credit card processing rates

card processing rates?

When you take time to shop for the best merchant account rates, you can save quite a bit of money that can be used to good purpose in other parts of your business. Start shopping for the best credit card processing rates and open a merchant account.

You will first need to find a reputable bank or credit card processing company that will agree to extend a merchant account to you for this purpose. To get approved, you will need a solid credit history, a reasonable business plan, and documentation to show that you are able to manage the costs associated with credit card processing rates. Typically, these include an installation fee for credit card processing equipment, a monthly gateway fee for your financial host, a transaction fee of a few cents per each or an overall percentage total each month. You also may be offered Website service that will entail a hosting fee, a service contract cost, and a designer's or updating service fee. Be sure to carefully read the terms of any contract that you receive.

Never sign something that you don't understand or with which you cannot completely agree. Your company may have to pay for a monthly minimum up to a certain number of transactions, after which the balance for that month do not require additional fees.

Credit card processing rates can vary by company or by processor program. Some companies charge no installation fee, while others require a one-time cost of a few hundred dollars, depending on the program's complexity. You may have to pay between 15 and 25 cents per transaction, or you could opt to pay a monthly percentage for the entire amount of business generated by your credit card processing unit; this amount often falls below 3%.

It is always a good idea to compare rates among competing financial institutions.

If you really like the services offered by one merchant account company but prefer the lower rates of a second company, tell the first one about the competitor's lower rates, and perhaps the first company will meet or beat the lower cost in order to get your business. At first, you may want to keep the customer's interests in mind when shopping for credit card processing rates. In other words, passing on the savings of a particular program to your customers will keep them coming back to do business with you. If your rates are too high or not competitive enough, they may decide to take their business elsewhere.

As you plan to set up your new credit card processing service rates, it may help to let them know in advance that this program is coming so they can prepare and perhaps even help to get the word out to other potential customers. Then, after installing your new credit card processor, you should not hear complaints that anyone was blindsided or treated unfairly. If someone does complain, politely remind them of the earlier notices.

When you are ready to start processing credit card payments, don't be tempted to go for the option with the most features or the most sophisticated set-up. Opt for a system that will best suit your company needs and your customers' interests, as well as offering the best credit card processing rates.

Non profit credit card processing - Merchant AccountMerchant AccountsInternet Merchant AccountRetail Merchant AccountInternet Non profit credit card processing Credit Card Processing


1. Zero Set Up Fees
2. Live Person Support
3. No Application Fees
4. No Hidden Fees
5. Very Low Rates
6. Over 30 Years Experience
7. BBB A+ Rated
8. Free Fraud Screening
9. Fast Funding to Your Bank
10. We're Nice to You!

1. Free Online Virtual Terminal
2. Free Recurring Billing
3. Free Batch Processing
4. Free Fraud Prevention
5. Free Shopping Cart
6. Free Secure Order Page
7. Free Daily Batching
8. Free Address Verification
9. Free Country Blocking
10. Free Donation Billing

1. Retail Merchants
2. Internet Payment Solutions
3. Memberships
4. Mobile Trade Shows
5. Gov't Agencies
6. E-Commerce Merchants
7. Wireless Merchants
8. Firearms Dealers
9. Auction Merchants
10. Plus Many More!

"When I set up my online subscription service, I searched for a merchant account company with comprehensive credit card processing and found Electronic Transfer. Their merchant account service is great, the costs are very low, and the interface tools are very easy-to-use."
John Edelson
Online Learning & Games
www.time4learning.com

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Electronic Transfer, Inc. is a Registered ISO/MSP of Westamerica Bank, Santa Rosa, CA.

Electronic Transfer, Inc. offers merchant accounts and credit card processing to accept Credit Cards. ETI has helped merchants with their Credit Card Processing since 1989 - This web page is about Merchant Accounts, Hypercom, Credit Card Processing, Virtual Terminals, Card-Swipe Terminals, VeriFone, Website Payment Processing, Secure Gateway, Wireless Credit Card Terminals and iPhone Credit Card Systems.