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Low Cost Pricing - Merchant Account Rates and Fees

Note: If you are doing a cost comparison you have to compare all the basic fees listed below. If you have any questions no matter what they are just fill out our quick pre-application or call us toll free at 800-757-5453.

NOTE: We can beat just about any rates and fees you may currently have so give us a call to see what we can do to save you money!

merchant account service fees

Our standard credit card processing setup enables you to accept all of the following:

Visa Credit Cards
MasterCard Credit Cards
Visa Branded Debit Cards
MasterCard Branded Debit Cards
Discover Cards
Visa Pre-Paid Cards
MasterCard Pre-Paid Cards
Discover Pre-Paid Cards
Visa Branded Gift Cards
MasterCard Branded Gift Cards
Discover Branded Gift Cards

You can also have the option to accept the following card types without having to purchase additional equipment. All of these require a separate application, and may have separate fees. Please ask your sales representative for current rates and fees when applying.

American Express
Diner's Club / Carte Blanch


  • Service
  • Merchant Account Application
  • Fee
  • Setup Fee
  • Online Web Terminal
  • Check Processing Set Up
  • Web Shopping Cart
  • Programming Charge
  • Shipping and Handling Charge
  • Discover & AMex Setup Fee
  • Pin Debit Rate
  • Average Approval Time
  • Internet / Phone Discount Rate
  • Transaction Fee
  • Retail Discount Rate (face-to-face sales)
  • Retail Transaction Fee
  • Dues and Assessments
  • Statement Fee / Customer Service Fee
  • Payment Gateway
  • Recurring Billing
  • Fraud Screening
  • Multi User Sub Accounts
  • Tokenization
  • Batch Processing
  • Industry Standard
  • $95-$250
  • $49 - $150
  • $100 - $495
  • $300
  • $300
  • $50 - $95
  • $20 - $35
  • $25 - $50
  • $25 - $50
  • Varies
  • 1 - 2 Weeks
  • 2.95%
  • 35 - 50 cents per transaction
  • 1.95%
  • 30 - 45 cents per transaction
  • Pass Through
  • $12 - $20 per month
  • $25 - $45 per month
  • $100 - $300 set-up
  • Not Available or extra 25-50 cents per
  • Most Charge $10 Per User
  • Most Charge $20
  • Most Charge
  • FREE
  • FREE
  • FREE
  • FREE
  • FREE
  • FREE
  • FREE
  • FREE
  • FREE
  • 25 Cents Over Interchange
  • 4 - 24 Hours
  • Call
  • $.25
  • Call For New Low Rates
  • $.25
  • Pass Through
  • $9.95 per month
  • $10.00 per month
  • FREE
  • FREE
  • FREE
  • FREE
  • FREE

Apply Now For Your No Obligation Merchant Account

merchant account services

"As much as 80% of impulse purchasing can be lost to business owners that do not accept charge cards and average order size increases by as much as 46% over a cash sale" (Forbes Magazine).

Merchant Account Apply Today for a Merchant Account

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Merchant Account Products:

Electronic Transfer
Credit Card Processing
electronic payments
Merchant account sign up
IP Credit Card Terminals

What Our Merchant Account Users Are Saying:

"It has been my genuine pleasure to work with Jane Torvik with Electronic Transfer over the past 3 plus years. Had it not been for Jane's accute product knowledge, efficiency, & dedication to customer service I would have "shopped" for other venues. Jane's personalized attention to my account has kept me a happy customer. Jane Torvik is a credit to herself & to Electronic Transfer Inc., Fastcharge Payment Gateway."

Good Job!

Thomas J Samean
Citadel International

"The customer service department is very helpful in resolving any issues at hand. We are very happy with the service Electronic Transfer and Fastcharge provides and want to thank you for your continued support."

Thanks again for all your help!

Trasi Ogle
Murray's Gunsmithing

"I am so very glad that a business associate recommended your service. I have still not heard back from some of the other merchant account providers that I contacted before I was referred to you. Pretty impressive to be up and running with our first transaction completed in less than 48 hours. Thank you for taking such good care of us, we are looking forward to a lasting professional relationship."

Dean Wilhelm, Pres.

D.K. Rolling Outfitters Inc.
Jacksonville, FL.

"I had alot of questions about my shopping cart and they walked me through the set up and since I've had their service there hasn't been a time I called that I couldn't talk to a real person to get my questions answered. I would highly recommend them for a merchant account and their shopping cart is so easy even I was able to set it up within minutes. "

Electronic Transfer has been great !

Joe Huttington
Texas Firearms

"The way a company performs at taking care of its customers is the most important factor in my decision about whom to do business with and certainly ranks far above price. When it comes right down to it, the customer is what this is all about and Electronic Transfer has proven to me that the company shares this view like none of the others."

Donald Jenkins
Expressway, Inc.

"I have been running a one-person business online since 1994, but until I threw out my swipe machine and switched to Electronic Transfer the cost of accepting charges was always too high. Even if I was on vacation or accepted mostly checks, my credit card fees were always over $50 EVERY month.

Now with Electronic Transfer I pay only a modest fee each month for retaining access to their services. I'm money ahead and my clients get an automatic immediate email receipt letting them know their charge has gone through."

This is how to do business online!

Mark Gisleson

Credit Card Processing News