Pricing - Merchant Account Rates and Fees

Note: If you are doing a cost comparison you have to compare all the basic fees listed below. We feel that after you compare all our fees you'll see we have the best deal on the internet. If you have any questions no matter what they are just fill out our quick pre-application or call us toll free at 800-757-5453.

NOTICE: Visa and MasterCard raised processing rates on April 1, 2007 and the fees below reflect this increase.

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Service	Industry Standard	ElectronicTransfer.com
Merchant Account Application Fee	$95-$250 Non-Refundable	FREE
Setup Fee	$49 - $150	FREE
Internet Credit Card Processing Software with Web Terminal	$100 - $495	$49.  (one-time fee)
Accepts Checks from your Website for Payment Allows you to accept checks via the Internet	$300	FREE
Web Shopping Cart	$300	FREE
Programming Charge	$50 - $95	FREE
Shipping and Handling Charge	$20 - $35	FREE
American Express Setup Fee	$25 - $50	FREE
Discover Setup Fee	$25 - $50	FREE  (Same rate as Visa MC)
Average Approval Time	1 - 2 weeks	Same-Day approval
Technical Support Hours	8am-6pm Monday-Friday	24 hours per day 7 days per week
Internet / Mail / Phone Order Discount Rate	2.95%	2.25%   Most Merchants
Internet / Mail / Phone Order Transaction Fee	35 - 50 cents per transaction	25 – 29 cents per transaction
Retail Discount Rate (face-to-face sales)	1.95%	1.69% - 1.75%
Retail Transaction Fee (face-to-face sales)	30 - 45 cents per transaction	25 cents per transaction
Statement Fee / Customer Service Fee	$12 - $20 per month	$10.00 per month
Internet Gateway Fee / Secure Virtual Terminal	$25 - $45 per month	$10.00 per month
Recurring Billing	$100 - $300 set-up	FREE
Fraud Screening	Not Available or extra 25-50 cents per	FREE No Extra Charges
Multi User Sub Accounts	Most Charge $10 per Multi User Sub ID’s	FREE No Extra Charges
Batch Processing	Most Charge Big Set-Up	FREE

* There is a $20.00 monthly minimum a merchant must pay in Transaction Fees and Percentage Rate. American Express & Discover approved separately. Your business type and credit may warrant you paying a higher percentage and higher fees, depending on risk.


Apply Today for a Merchant Account