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How to Evaluate a Merchant Account



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Merchant accounts enable you to accept online credit card payments through the internet. This is a process linking your customer's credit card account with your online business account.

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To get the proper results from your merchant account, you need to evaluate the services being offered by your merchant account for a better output. Online profits are determined by the way you accept your online payments so while selecting a merchant account services provider; you need to get enough information. Most of the businesses paralyze their profit margin by carelessly evaluating these services and making a hasty business decision. Choose a wrong merchant account and you are doubtlessly derailing your online business.


By following the five tips listed below, you'll know what to ask - and what to avoid - the next time around.

In no particular order they are:

Avoid "early termination fees"
Get a complete breakdown of ALL rates and fees
Ask about rate guarantees - and get them in writing
Ask for references/testimonials
Check for no-strings-attached equipment deals (for retail) or free set up (online).

And be sure you speak with more than one provider. That way you can compare more than one offer to choose the best one that's right for you.


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  • 1. Zero Set Up Fees
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  • 1. Free Online Virtual Terminal
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  • 1. Retail Merchants
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  • “When I set up my online subscription service, I searched for a merchant account company with comprehensive credit card processing and found Electronic Transfer. Their merchant account service is great, the costs are very low, and the interface tools are very easy-to-use.”

John Edelson
Online Learning & Games
www.time4learning.com
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