(Reuters) – States that have more laws restricting gun ownership have lower rates of death from shootings, both suicides and homicides, a study by researchers at Boston Children’s Hospital and Harvard University found.
States with the most laws on gun ownership, including Massachusetts and New Jersey, have 42 percent lower rates of death from guns than those with the least restrictions, including Utah and Oklahoma, according to the study, published on Wednesday in the online edition of JAMA Internal Medicine.
The study was released as a Senate committee approved new gun-control measures backed by President Barack Obama to crack down on illegal trafficking in firearms in the wake of the December massacre at a Connecticut elementary school.
Advances in technology have made it easier than ever to shop via credit card or debit card, virtually eliminating the need to carry cash. Cash is easy to lose and offers no security if lost or stolen. That’s why many people now carry less than 10$ in cash and change in their pockets. In fact it has become so commonplace that cash is not necessary that when suddenly confronted with a business that does not take credit or debit forms of payments many customers are thrown for a loop and left without another easy payment option.
Many taxi and limo commissions are getting with the times and requiring vehicles to accept electronic forms of payment. Business men dashing to a meeting, tourists flocking to the latest attraction and people heading home from bars and events are now able to pay for their cab or limo with plastic. Many cabs and limos are now installing credit card machines in the back for customer use. In areas where it is now a law that cabs accept electronic payment, the rule is even written into the customer’s bill of rights posted in the backseat.
Some taxi and limo workers however have been disillusioned with the new rules since many credit card processing companies charge huge fees to use their services. This can lead to disgruntled employees and inconvenience to customers who get into a cab planning to pay by credit card as posted but later told the machine is broken or unavailable because the vehicles operator doesn’t like the fees. The fees are not allowed to be passed on to the consumer and minimum fares are not allowed to be imposed on the passengers either. Think of it this way, if the fare is low to start with then deducting another 5% or so off the profits makes the transaction almost worthless to the driver. Minimizing the difficulty and costs associated with electronic transactions is very important.
Using the services of Electronic Transfer Inc. can make the transition easier and more cost efficient. They offer services for all major credit cards with a very low startup cost. In fact, many of the startup costs associated with other transaction company have been waived or eliminated by Electronic Transfer Inc. There is simply no comparison between their costs and the competition.
Accepting electronic payments can increase your revenue and widen your customer base. As people move away from using cash and carrying it less often, you will lessen the risk of being stuck with a passenger unable to pay the fare. People paying by credit card have been known to spend more money per transaction. Now Electronic Transactions Inc. has made it even easier for taxis and limos to accept credit and debit cards with mobile payments made by IPhone, Android or other smart phones. Mobile payment is the fastest growing payment option in electronic payment popularity.
The Better Business Bureau gives Electronic Transactions Inc. an A+ rating. They have been in business since 1989 and have services thousands of clients. Increase the power of your business today by choosing to accept credit and debit card payments.
Gun and Ammo Dealers Can Now Accept Credit Cards Online, Over the Phone, at Your Store, or at Trade Shows. By Accepting Credit Cards, you and your company gain valuable creditability in the eyes of both current and potential customers.
“As much as 80% of Impulse Purchasing can be lost to Business Owners Who Do Not Accept Credit Cards and the Average Order Size Increases by as much as 46% Over a Cash Sale simply by letting your customers pay you with a credit card.” (Forbes Magazine).
We have Set-Up Thousands of Firearms Dealers. We’ll be here when you need us. We have 24 Years’ Experience doing Firearms Credit Card Processing. We have real humans answering our phones so you can talk to us any time you want during our normal business hours. You won’t go through a Voice Mail system to talk to our Customer Support Specialist. Merchant Services. Call us now at 1-800-757-5453. Use the Fast Charge Payment GatewayTM Virtual Terminal to process your Credit Card Sales. The Fast Charge Payment GatewayTM“ Virtual Terminal” takes the place of a credit card terminal or credit card processing software. If you sell on online auction sites like gunbroker, gunsamerica, auctionarms or impactguns we can also set you us with the eProcessing Network.
RETAIL FFL DEALER Merchant Service
We LOVE Online Gun and Ammo Sellers
U.S.A. Based Support
Ammo and Magazine Sellers Welcome
Card Processing FOR GUN DEALERS
Free Online Virtual Terminal
Website Payment System
Gun Broker Credit Card Processing
Gun Show Mobile Payments
FREE Merchant Account Support
We Offer FFL Gun Dealer Friendly Credit Card Processing for both retail gun dealers and online FFL gun dealers. We know your business and won’t shut your account down because you sell on the internet !
Gun & Ammo Merchant Accounts:
Electronic Transfer, Inc. is a Nationwide Credit Card Processing company with 24 Years’ Experience. Electronic Transfer has been specializing in Credit Card Processing for Gun and Ammo Dealers for the past five years. With 26 Years’ Experience and an A+ BBB Rating I am sure you will be happy with our company.
With thousands of firearms dealers processing Credit Cards we understand your business and talk your language. We know what a FFL Gun Dealer is and we know the difference between a Class I or Class III firearms dealer. Give us a call and find out!
More businesses than ever are ready to sell their products and services on the Internet and over 100,000 new businesses are formed in the United States every month. Most businesses need to accept credit cards to be competitive in today’s business world. Customers are looking for a fast, easy, affordable solution to their payment processing needs.
We offer a Non Exclusive Merchant Account Agent Program
As a merchant account agent for us you’ll find yourself ready to offer one of the best possible payment processing solutions on the internet today.
Lucrative merchant account agent and ISO partner programs for Independent Sales Organizations, agent offices, and merchant level sales people.
We offer all agents:
True Revenue Sharing on all Residual Income
No Application Fees
No Risk and No Liability
24/7 Customer Support for Your Merchants
In order to become a merchant account agent your organization must be one of the following:
ISO (Independent sales organization)
Bank Card Agent
Shopping cart provider
Internet service provider (ISP)
Enterprise software company
Independent software vendor (ISV)
To find out more about our merchant account reseller program please call us at 1-800-757-5453.
Over Limit Fee
Under Limit Fee
Card Not Present Surcharge
Address Verification “Doesn’t Match” Surcharges
Savvy merchants calculate their “effective rate” by adding up the fees on a monthly statement, dividing the total by their statement’s credit card net sales and multiplying that by 100.
Deceptively low rates. Salespeople can offer a rate lower than a merchant is qualified to receive. That happens in tiered pricing where the agent quotes the merchant the debit card rate without mentioning downgrades for transactions that don’t qualify. We’ve all seen ads offering processing at 1.39%. Merchants don’t know the right questions to ask. A merchant’s swiped credit and rewards card transactions should generate a large difference when the effective rate is determined for the month.
Interchange Plus – Interchange Plus Pricing can be good if it’s set up correctly but it’s usually padded with additional fees. Interchange Plus works like this: A processor offers you .50% over the interchange rates Visa, MasterCard and Discover charge them. This allows them to advertise a rate of only .50% but the true cost is really closer to 3% – 4%. For Example: There is a phone company advertising a $14.95 per month five year high speed internet access service on TV right now. The problem is the $14.95 is their cost and when you add in all the taxes and other fees the true cost is close to $50 per month. It’s 100% legal but not the whole picture!
Phony offer of $500. The agent tells a merchant that, “If I can’t save you any money on your monthly contract, I’ll give you $500.” What the agent really wants is a look at the current contract. No matter what the document says, the agent can vow to beat the rate.
How? By failing to mention that some of the fees that will show up on the statement.
Also consider a company paying straight interchange with no other fees. An agent could offer to pay $5 a month just to process with his company for the next two or three years. It would cost the processor $120 to $180, plus the cost of the setup, but it would eliminate a $500 payout. But no merchant would even switch for $60 a year savings, so the proposal is just to avoid the payout.
“Free” terminals. So-called free terminals are really loaners that merchants lose if they switch processors. If they change merchant-services providers, merchants have 10 days or so to return the equipment or else the acquirer debits the full amount specified on the terminal agreement form.
Such terminals don’t even qualify as “free use” equipment because they general come with minimum requirements for rates, monthly fees, monthly minimums and other fees.
ISOs offering free terminals sometimes include a clause on the forms merchants sign that specifies a 50% premium above the terminal’s “sale price” if the merchant fails to return the equipment.
Claiming to work for card brands. “I work directly for MasterCard and Visa,” some agents assert.
That can put merchants at ease but opens the door for scams. Warn clients about agents that make that claim. Including this line anywhere in a sales presentation should scream to a merchant that either, “I am too new to understand why this is wrong,” or “I am going to stick you because you’ll let me.” Either way, the agent should be shown the door.
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Electronic Transfer, Inc. offers merchant services, merchant accounts and credit card processing to accept Credit Cards. ETI has helped merchants with their Credit Card Processing since 1989 - This web site is for Merchant Accounts, Credit Card Processing, Virtual Terminals, Credit Crad Terminals, Payment Gateway, Wireless Credit Card Terminals and iPhone Credit Card Processing.