American Express Posts Record Profits

Benefitting from higher cardholder spending and low loss rates, American Express Co. posted record profits for the first quarter.

Amex’s U.S. Card Services unit’s net income rose 35.5% to $752 million for the quarter  “Cardmembers spent a record amount on their American Express cards, continuing a trend that has translated into overall share gains during the last two years,” Chief Executive Officer Kenneth I. Chenault, 60, said in the statement. “The overall recovery in the U.S. remains uneven and the environment in Europe continues to pose challenges for the global economy.” ended March 31, from $555 million a year earlier, the firm said in a press release April 18.

Revenue from Card Services grew 8.3% during the quarter to $3.9 billion from $3.6 billion.

“Cardmembers spent a record amount on their American Express cards, continuing a trend that has translated into overall share gains during the last two years,” Chief Executive Officer Kenneth I. Chenault, 60, said in the statement. “The overall recovery in the U.S. remains uneven and the environment in Europe continues to pose challenges for the global economy.”

Total card billed business rose 12.1% to $107.7 billion from $96.1 billion, while total cards in force rose 2.7% to 41.2 million from 40.1 million.

Amex ‘s outstanding consumer card loans also grew during the quarter. Total outstanding loans rose 4.5% to $51.4 billion from $49.2 billion, while the charge-off rate on outstanding receivables declined 140 basis points to 2.3% from 3.7% a year ago.

“Credit quality continues to be among the best we have ever experienced, and our lending portfolio continued to grow at moderate levels,” Kenneth Chenault, Amex chairman and CEO, said in the release.

Amex’s International Card Services net income rose 4.2% to $197 million from $189 million, with revenue up 8.3% to $1.3 billion from $1.2 billion.

Global Commercial Services income declined 3.8% to $177 million from $184 million a year ago, while revenue grew 9.1% to $1.2 billion from $1.1 billion, reflecting higher spending on corporate credit cards.

Global Network & Merchant Services income rose 14.1% to $357 million from $313 million a year earlier, with revenues up 9.1% to $1.2 billion from $1.1 billion.

Overall Amex reported net income of $1.26 billion, up 6.8% from $1.18 billion, with total revenue of $7.6 billion, up 8.6% from $7 billion.



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Hypercom L5300 Credit Card Terminal

Large color screen allows for both sgnature capture and in-line advertising campaigns

Hypercom L5300 Payment TerminalHypercom’s L5300 payment terminal features a 400 MHz, 32-bit processor for fast transactions, and supports streaming or pre-loaded video clips. With its large capacity memory of 128MB standard (256MB optional) and a MicroSD memory expansion slot, the L5300 securely accepts value-added applications to meet your needs now and in the future.


The L5300 has an 18-bit (256K) color, full VGA (640 x 480 resolution), large LCD display, integrated capacitive glass touch screen, audio and video capabilities, and electronic signature capture. This allows the L5300 to easily support interactive marketing programs and in-line advertising campaigns. All of this packaged in a small footprint and light-weight design.


The L5300 includes an integrated keypad with a non-removable rubberized privacy shield. Raised characters on keys were designed to address the needs of the visually impaired. An audio jack also allows for audible prompting using head phones to help meet Section 508 requirements.


Hypercom’s commitment to security does not stop with the meeting of payment security compliance requirements. The L5300 comes standard with an encrypting magnetic stripe reader (MSR), ensuring the card data is automatically encrypted as cards are swiped, thus protecting sensitive card information during the transaction process. Each device has a full X509 public key infrastructure, allowing retailers to protect their applications from hacking and preventing all malware attacks.



  • PCI PTS 2.xx


  • X509 Standard Public Key Infrastructure

  • EMV Level II

  • Interac

  • PCI PIN Security Guidelines 2.0, Normative Annex A approved (Remote Key Injection Capability)

  • RoHS compliant

Security Features

  • Application Signing

  • Download System Signing

  • POS System Signing

  • Public Key Signing

  • End-to-End Transaction Security

  • Remote Key Injection

Credit Card Processing

Accepting credit and debit card payments is essential for businesses in today’s environment. Whether you are just opening your business or an established operation, accepting card payments allows you to give customers the choice and convenience of paying with their preference of cards or other forms of electronic payment.
By accepting electronic payments at your business, customers are not limited to a single form of payment and can use their credit or debit card to purchase, more items than just what can be purchased with the cash in their wallets. Accepting electronic payments also streamlines the check out process and reduces the time a customer stands in line.




firearms payment processing

Gun Sales Set New Records

  New Study Shows Growth in Jobs, Taxes Paid and Sales

WASHINGTON, D.C. – At a breakfast briefing earlier today, the National Shooting Sports Foundation (NSSF), the trade association for the firearms, ammunition, hunting and gun sales riseshooting sports industry, released a newly commissioned report detailing double-digit gains in jobs and other data showing the industry has been a leader in the nation’s economic recovery. The report can be viewed at

Firearms industry members were briefed on such remarkable statistics as the 30.6 percent increase in jobs between 2008 and 2011, a 66.5 percent increase in economic impact and a 66.5 percent increase in federal taxes paid by industry companies. Armed with the good news of the report and recognizing that jobs and the economy are of major importance in the November elections, industry executives were scheduled to meet with elected officials during the NSSF-sponsored Congressional Fly-In on Thursday.

“During difficult economic times and high unemployment rates nationally, our industry actually grew and created more than ten thousand new, well-paying jobs,” said NSSF President Steve Sanetti. “Our industry is proud to be one of the bright spots in this economy.”

The economic growth America’s firearms and ammunition industry has experienced over the years has been nothing short of remarkable. Over the past couple of years, the industry’s growth has been driven by an unprecedented number of Americans choosing to exercise their fundamental right to keep and bear arms and purchase a firearm and ammunition.

NSSF, representing manufacturers and sportsmen around the nation, takes great pride in supporting wildlife conservation efforts. Noted in the economic impact report is the significant taxes paid by member companies to federal and state governments and the Pittman-Robertson excise tax the industry pays on the products it sells — this tax is the major source of wildlife conservation funding in America.


Key Points: Firearms and Ammunition Industry Economic Impact
                                           2008                                  2011                      % Change
Direct Jobs                    75,600                                 98,750                      30.6%
Total Jobs                      166,200                               209,750                    26.2%
Econ Impact                   $19,128,934,700        $31,838,799,400             66.5%


During difficult economic times and high unemployment rates nationally, our industry has grown and created over 26,325 new, well-paying jobs over the past two years. Our industry is proud to be one of the bright spots in this economy.

The Country Also Benefits from the Taxes Paid by the Industry

Not only does the firearms and ammunition industry create jobs, it also generates sizable tax revenues. In the United States the industry and its employees pay over $2.07 billion in taxes including property, income, and sales based levies. [3]

[1] John Dunham and Associates, New York, March 2012. Direct impacts include those jobs in firearms and ammunition manufacturers, as well as companies that manufacture products such as ammunition holders and magazines, cases, decoys, game calls, holsters, hunting equipment, scopes, clay pigeons and targets. Direct impacts also include those resulting from the wholesale distribution and retailing of firearms and ammunition in sporting goods retailers and variety/mass merchandise stores
[2] The Bureau of Labor Statistics. Available online at: Data for 1/2012.
[3] This is in addition to over $2.50 billion in Federal business taxes and $488.00 million in Federal excise taxes.
Source: John Dunham and Associates, Inc. New York, New York 2012





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Credit Card Processing Bankcard 101


The earliest form of the bankcard was “Charg-It”, a system of credit developed by John Biggins in 1946 which allowed customers to charge their local retail purchases.  The merchant then deposited the charges at Biggins’ bank, and the bank reimbursed the Bankcard 101merchant for the sale and collected payment from the customer.   This system helped introduce the first bank credit card, which was circulated by Franklin National Bank in Long Island, New York in 1951.   Once an application was submitted for credit worthiness a card was  issued. Merchants copied information from the card onto a sales slip and called for an approval for each transaction over a specified limit. The bank would then credit the merchants account for the sale minus a discount to cover the cost for providing the loan.

By 1959, many financial institutions had begun credit programs. Simultaneously card issuers were offering the added services of revolving credit. This gave the cardholder the choice to either pay off their balance or maintain a balance and pay a finance charge.

In 1960, Bank of America, introduced its own bankcard, called BankAmericard, and began licensing regional financial institutions to act as the BankAmericard bank for their region. BankAmericard is now what we know currently as Visa.

Other banks began looking for other ways to compete, in 1966, 14 banks formed Interbank, a new association with the ability to exchange information on credit card transactions.

The following year, four California banks opened its memberships to other financial institutions in the Western U.S. (Western States Bankcard Association). The product was known as MasterCharge. They have purchased the right to use this name from First National Bank of Louisville (currently known as National City Bank of Kentucky).

The WSBA licensed Interbank to use the MasterCharge name and Logo. In the late 1960’s, numerous financial institutions became MasterCharge members to compete with BankAmericard.

The Players

MasterCard and Visa are worldwide payment service organizations composed of Member institutions.

They do not:

  • Issue credit cards
  • Create policies for solicitation of new cardholders or merchants
  • Establish criteria for evaluating applicants
  • Set credit limits offered to cardholders
  • Determine procedures for billing customers

MasterCard and Visa are managers of their respective brand. As such, they:

  • Create advertising and promotion programs to support their brand
  • Develop new products
  • Conduct clearing and settlement processing of transactions(Interchange)
  • Set and enforce rules and regulations governing their bankcards, such as operational procedures, interchange procedures, and graphic design approval of their cards.

Upon becoming a member of MC/Visa, a bank is licensed to issue cards to its members. These banks are also required to provide cash advances on MC/Visa cards at their teller windows. As a Member, banks are issued a Bank Identification Number(BIN) and pay membership dues and assessments to fund Card Associations.

The Acquirer

The acquirer is a member of MasterCard and Visa, and is contracted with merchants to accept merchant sales drafts, provide authorization terminals, instructions, and support, and handle the processing of credit card transactions. The key responsibilities of the acquirer are:

  • Sales
  • Investigation Procedures
  • Pricing
  • Merchant Acceptance
  • Support Services
  • Risk Management

The acquirer usually charges a fee or “discount rate” for handling the transactions. The acquirer is licensed by MC/Visa and agrees to follow the association rules and regulations.

Some financial institutions are both issuers and acquirers. MC/Visa both require that the merchant be financially responsible and of good repute. The merchant has a written agreement with the acquirer to accept the bankcards as payment and to abide by the terms of the agreement.

The Issuer

The issuer is responsible for the cardholder account program which encompasses nearly all aspects of cardholder account activities ranging from acquiring new customers to billing current ones. The Issuer’s responsibilities include:

  • Acquisition and marketing of new accounts
  • Processing application; establishing credit credit limits and policies
  • Overseeing design, manufacturing, and embossing of inventory cards
  • Handling of issuing and reissuing of cards
  • Overseeing PIN Numbers
  • Maintaining authorization file
  • Providing customer service
  • Processing payments and handling settlement and income Interchange
  • Establishing collections operations.

Managing a credit card program is expensive. Smaller banks can issue cards without becoming an issuing member by being an agent. The issuer usually keeps most of the income from the cardholder account: the agent receives a small compensation for providing the application. This allows small banks to retain customers who want a credit card program.

Components of Bankcard Fees

  • Interchange
  • Assessments
  • Authorization Fees
  • Processing Fees
  • Processor Optional Fees
  • Chargeback and Retrieval Fees
  • T & E Authorization and Processing Fees
  • Ancillary Communication and Network Fees
  • Hardware and Software Fees


MC/Visa are at the center of the transaction process, maintaining the flow of funds between issuers and acquirers. Clearing refers to the exchange of financial information. Settlement refers to the exchange of the actual funds for the transaction and the associated fees.

Clearing and Settlement Occur Simultaneously.

  • The acquirer credits the merchant’s deposit account for the dollar amount of the sale (less the merchant discount).
  • The acquirer sends the transaction, through a data transport network, to INET (for MasterCard transactions) or Base II (for Visa transactions). A financial institution can be both an issuer and an acquirer.

MasterCard and Visa send the transaction to the issuer overnight, credits the acquirer and debits the issuer for the transaction. In essence, the issuer pays the acquirer for the transaction, via the Mastercard or Visa interchange system.

Interchange makes it possible for the issuing banks and acquiring banks to exchange information, transactions and money on a standardized basis. During Interchange, fees are deducted by the issuer from the transaction amount and the net amount is paid by the issuer to the acquirer. These are called interchange fees.

MasterCard and Visa each own and operate their own international processing system. These systems connect thousands of banks around the world. Member Institutions use these networks to transmit information about bankcard transactions.

Transaction Process Overview

  • The cardholder purchases goods or services from the merchant.
  • The merchant transmits the transaction to the acquirer.
  • The acquirer then submits the ticket to the issuer for payment, via the MasterCard or Visa clearing and settlement systems.
  • The acquirer credits the merchant for deposits (net of chargebacks, returns, and agreed to fees — the merchant discount).
  • The issuer funds its cardholders’ purchases (net of chargebacks, returns, and agreed to fees).
  • The issuer bills the cardholder.
  • Finally, the cardholder repays the issuer for the goods or services originally purchased from the merchant. The issuer, via the MasterCard or Visa clearing and settlement system, has already paid the acquirer transaction amount, less the interchange fee.

From the cardholder’s point of view, it seems as if he or she is paying the issuer for the goods or services originally purchased from the merchant. In fact, the cardholder is actually repaying a loan from the issuer.

  • MasterCard’s data processing network is called Banknet.
  • Banknet handles MasterCard’s Authorization System.
  • The Banknet settlement system is INET.
  • Visa’s data transport network is called VisaNet.
  • The VisaNet authorization system is BASE I.
  • The VisaNet settlement system is BASE II.

Transaction Flow for Merchant




  • Storage of paper(hardcopy) sales drafts and film cartridges
  • Retrieval of items in the hardcopy retrieval and chargeback process
  • Request Fulfillment

Sales Draft Storage

Both merchants and acquirer store hardcopy sales drafts or POS tape. Acquirers and merchants typically hold drafts on-site for 3 years, and hold them off-site for 7 years.

Sales Draft Retrieval

Retrieval areas receive requests from issuing banks. MC/Visa regulations stipulate that a request must be fulfilled within 30 days from the date of receipt. Any request not fulfilled within that time frame can be charged back to the merchant.

Request Fulfillment

Request for all hardcopy sales drafts are fulfilled as quickly as possible for disbursement to the issuing bank. MC requires all retrieval requests be fulfilled electronically through the MasterCom electronic image process system, while Visa will allow requests to be fulfilled through the mail along with Visa’s Copy Request Manager System.

Chargebacks and Collections

When an issuer disputes a transactions (either at the request of the cardholder or for reasons of its own), the matter is handled through a chargeback or compliance case.

In a chargeback, the issuer returns a transaction to the acquirer, and the acquirer returns the payment previously made in interchange. Chargebacks result either from cardholder disputes or from rules violations by the merchant or acquirer; they help enforce operating rules and correct transaction errors.

The initial, or first, chargeback is always initiated by the issuer. It can result from the issuer finding an error in the transaction, or it may result from a cardholder complaint.

MasterCard and Visa have developed standard procedures and time frames for submitting and processing chargebacks.

The Chargeback Process

The chargeback process begins when an issuer, on its own behalf or in defense of a cardholder, returns a presentment from the acquirer.

Presentment is the stage of interchange when the acquirer, via the MasterCard/Visa system, presents the issuer with the transaction information. The issuer is automatically charged for the transaction during settlement, which takes place at the same time as clearing.

In other words, the issuer receives information about a transaction, for which it has already paid, and realizes that the transaction may be invalid. At this point, the issuer wishes to charge the transaction back to the acquirer.

Functions of the Acquirers

  • Determine legitimacy of Chargebacks presented by issuers
  • Represent all “representable” items on behalf of our merchants
  • Handle Arbitration Chargebacks if the representment is disputed by the Issuer
  • Forward paperwork to the appropriate area for crediting/debiting of accounts

Collection Functions

  • Acceptance of incoming collections cases from Issuers
  • Acceptance of outgoing collection cases from merchants
  • Submit Arbitration/Compliance issues to Card Associations
  • Reversal of inaccurate merchant transactions





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Heartland Lawsuit Dismissed Again

A federal judge in Texas has again dismissed a lawsuit filed against Heartland Payment Systems and its two acquiring banks. The lawsuit, which stems from the 2009 data breach at Heartland that resulted in cybercriminals gaining access to 130 million payment card accounts, was filed by five financial institutions that accused Heartland and its acquiring banks of breach of contract, breach of fiduciary duty, and negligence. The plaintiffs, which included the Pennsylvania State Employees Credit Union, Lone Star National Bank, and Sea Board Federal Credit Union, said the acquiring banks should have monitored the security of Heartland’s computer systems. One of the acquiring banks, KeyBank, filed a motion to dismiss the complaint, which the judge in the case granted on the grounds that the plaintiffs did not plead that the Visa and MasterCard networks created a joint venture among the issuers and acquirers, which included the plaintiffs and KeyBank. The judge also notes in his ruling that the plaintiffs did not address the problems in their pleading from their previous complaint, which was also thrown out on the grounds that the five financial institutions were not protected as “third-party beneficiaries” in contracts between Heartland and its acquiring banks. Former Heartland CIO Steve Elefant says the legal precedents established in the case could discourage financial institutions from filing similar lawsuits against Global Payments, which recently suffered a data breach.

From “Heartland Suit Dismissed” (04/09/12) Kitten, Tracy


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How Do I Connect My Shopping Cart

As far as we know there are now over 5250 shopping carts that work with the Fast Charge Payment Gateway™. Since there are so many please call us at 1-800-757-5453 and we can answer specific questions about your cart.

The following shopping carts all work very well with Fast Charge:


The GemCart

The GemCart is a powerful open-source software. 1) the FREE version that you can download and run on your server and the 2) Pro OnDemand version which provides cart, hosting, ssl and free chat, advanced catalog tools, integration with Campaign Monitor, eBay, etc.

Instructions for setting up FastCharge module installed on The GemCart:

  • Login to your GemCart Admin
  • Click Modules, Click Payment
  • If not installed, click Install Modules and install Fastcharge.
  • Once installed, click Edit and, Account ID: Enter Your Fast Charge Account ID (FCxxx)
  • Transaction Key/Merchant Pin: Enter Your Merchant Pin Number (You can find this under your FRISK settings in Fast Charge).
  • Click Save/Update and you’re all set up

Visit The GemCart Here for More Information!


  • Choose a single- or multipage checkout, along with custom colors, fields, and buttons.
  • Select your preferences, and your shopping cart and checkout pages will be created automatically — no coding required.
  • Sell downloadable products like software, music, or gift certificates.
  • Add tracking codes to the checkout process to keep track of important purchase data.


Zencart is open source meaning it’s free to download and install. It is also available with thousands of webhosting accounts as a free “one click” addon. They do have a paid support service and will install the shopping cart on any website for a small fee. Because this cart is so popular it is very easy to find a webdesigner to customize it. Zencart is basically oscommerce with all the bells and templates any merchant could use. It has every shipping module, marketing module, pricing schemes, discounts, google adwords tracking, affiliate tracking, coupons and thousands of templates with many of them free. To install the Fastcharge payment module it takes about 2 minutes for any novice to get up and running. Zencart is also portable and can be easily moved from one webhost to another in minutes.

Sun Shop

The most comprehensive PHP ecommerce software in its class, SunShop includes everything you need to build your online storefront, market your products, take orders, accept customer payments, manage your inventory, track shipments, and MORE.

Visit Sun Shop for More Information!


Oscommerce is the original open source shopping cart and has 60,000 custom addons developed by users. We used to recommend Oscommerce until we received so much good feedback about Zencart. The difference between oscommerce and Zencart is that Zencart comes with many bells and whistles already installed. Oscommerce has more addons but most of them require advanced coding which the average merchant has trouble with.


OpenCart is an open source shopping cart that has very advanced features such as ? multi currency, multi languages and product reviews etc.. OpenCart makes their money providing support and addon services etc.. They have very good support but a programmer will probably be required to get it installed.


Build and manage your online store with a shopping cart software that’s full of easy-to-use tools – no programming skills required. Give your site a design that’s sure to impress. Simply apply your favorite template with just a click of the mouse.

Instructions for setting up Volusion:


  • Login to your Volusion Admin
  • Under gateways select “other”
  • Type in “Merchantpartners”
  • Custom Field #1: Enter Your Fast Charge Account ID (FCxxx)
  • Custom Field #2: Enter Your Merchant Pin Number (You can find this under your FRISK settings in Fast Charge)
  • Custom Field #3: Leave Blank
  • Click Save/Update and you’re all set up


Shopsite is a very good “Paid Cart” that also has a “One Click” activation setting in their admin settings. The downside to Shopsite is it’s a little more expensive and not for entry level or growing merchants unless they are prepared to spend a little bit per month for their webhosting but it is very good.


VirtueMart is a very “hot” Open Source E-Commerce solution to be used together with a Content Management System (CMS) called Joomla!. Joomla! and VirtueMart are written in PHP and can be used in typical PHP/MySQL environments. VirtueMart is what the pros use instead of WordPress for their content delivery and database management. To use the Fastcharge Payment Gateway with Virtuemart/Joomla there are several options. There is a free module on the Virtuemart support forum, a paid “one click” module for a small fee and the option to use the authnet emulator.


WordPress is a free blog and website publishing program that now has hundreds of shopping carts available as a plugin. Any of these plugins can be edited to work with Fastcharge and very little programming is needed. However, there’s a note of caution about WordPress plugins. Most of these are free to install but most of them require some type of paid service or upgrade to get them to work correctly or only allow a few products.


Magento is a “free to install” cart that has many features available and is used by many very large companies. It started as an open source shopping cart that has evolved into a pay as you go cart. If a merchant downloads or installs Magento they need to have advanced programming skills or be prepared to pay them for help. We only recommend them because their order management system for larger companies highly recommended by direct marketing, direct mail and very large companies. Magento has the ability receive direct feeds from UPS or Fedex for package tracking and returns etc..


Joomla is one of the world’s most popular open source CMS (content management systems). With millions of websites running on Joomla, the software is used by individuals, small & medium-sized businesses, and large organizations worldwide to easily create & build a variety of websites & web-enabled applications. To use the Fastcharge Payment Gateway with Joomla there are several options. There is a free module on the Virtuemart support forum, a paid “one click” module for a small fee and the option to use the authnet emulator. There are also many developer forums where users have posted their Fastcharge Joomla payment module for users to download for free.

Fastcharge Payment Gateway

The Fast Charge Payment Gateway™ also has what’s called an Authorize Net Emulator. Any shopping cart that uses Authorize Net will work with Fast Charge if you can use the emulator.

Admin Settings:

Login to your shopping cart’s Admin Panel and open the “Payment Methods” setting. If it gives you a choice select the Authorize Net AIM module because this will allow customers to stay on your site when they purchase from you. Once you get to the settings page you can enter the following information:

  • API Login ID: This is your fastcharge Account ID (FCXXX)
  • Transaction Key: This is your Fastcharge “Merchant Pin”
  • Mode: We always suggest “Live Mode”
  • Gateway URL: If you have this option enter
  • MD5 Hash: We now ignore this  but you can enter “7gt77lyst555r7677yt”
  • Authorize or Capture: We recommend you select Authorize and Capture


If you are using a custom shopping cart or have a web developer that has the skills to customize your cart you can Click Here to Download The Integration Guide

NOTE: A much easier and faster way to integrate a shopping cart is to use our Authorizenet Emulation.

DESCRIPTION: The Authorize.Net Emulator allows merchants to use the Authorize.Net payment module that is available in most third party shopping carts. Simply change the ‘POST TO’ URL within the Authorize.Net payment module to point to Fastcharge’s  gateway and your account will be up and running within a few minutes.

INSTRUCTIONS:  Locate the Authorize.Net Aim Payment Module in your shopping cart and change the ‘POST TO’ URL  FROM:  TO:

Depending on the shopping cart and it’s payment module you may need to change the post to URL in 1,2 or 3 places. It’s best to find the AIM payment module and then change it everywhere in this file.

Here’s a tip, do a search in the AIM file for “.dll” to help you find the urls to replace with the emulator url.

Admin Settings:

Login to your Admin Panel and open the “Payment Methods” setting for Authorizenet. If it gives you a choice select the AIM module because this will allow customers to stay on your site when they purchase from you. Once you get to the settings you can enter the following information:

  • API Login ID: This is your fastcharge Account ID (FCXXX)
  • Transaction Key: This is your Fastcharge “Merchant Pin”
  • Mode: We always suggest “Live Mode”
  • Gateway URL: If you have this option enter
  • MD5 Hash: We now ignore this  but you can enter “7gt77lyst555r7677yt”
  • Authorize or Capture: We recommend you select Authorize and Capture

These are some of the most common carts:

  • Magento
  • Aspdotnet
  • OpenCart
  • ShopSite
  • VirtueMart
  • CS-Cart
  • Go Daddy WHMCS Cart
  • Blesta (Client Management Billing System)
  • WordPress + Shopp
  • WordPress + eStore
  • Zen Cart
  • 3dCart
  • X-Cart
  • Interspire
  • CRE Loaded
  • Tomato Cart
  • 1Shopping Cart
  • Mals E
  • SunShop
  • PDG Soft
  • Prestashop
  • AgoraCart
  • Storesprite
  • UberCart
  • ZenMagick
  • TomatoCart
  • DigiStore
  • Pinnacle Cart
  • eCommerce Templates
  • SpreeCommerce
  • ZeusCart
  • JadaSite
  • Ecommerce Shopping Cart
  • jCart
  • CF Shopkart
  • DashCommerce
  • ASP.Net
  • Idut Shop
  • OsCommerce
  • Joomla

There are thousands of shopping carts and ecommerce systems that allow you to use the emulator and if you have any questions or need help please give us a call at (800) 757 5453.


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Credit Card Processing: