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Internet Merchant Account Article

Online Merchant Account For Your Online Business


One of the best features of owning an internet-based business is the amount of money you save on start up costs, and ongoing overhead in comparison to businesses with physical locations. Not only do you not have to pay high rental or mortgage payments for the space, but you save on utilities, business insurance, and even online merchant account accounts!

As an online business, you almost have a requirement to accept credit card payments for your products or services. Have you ever been to a website that doesn't accept credit cards as payment? Consider how you would feel if you wanted to purchase something online but you couldn't enter your payment details in the site- would you take the time to write a check, put it in an envelope and mail to the company or would you just find the next website offering the same products that DOES accept credit cards? Web sites that accept credit card payments have sales that are 50-400% higher than web sites that do not accept credit payments. It is so easy to get set up to accept credit card payments that there really is no excuse for an online business not to accept them!

As a web business, you have a choice. You can apply for a traditional merchant account at any of the local banks and hope to get accepted (and likely pay a set up fee and sometimes an ongoing monthly fee for having the service), or you can use one of the numerous card processing companies that operate online and are geared toward online businesses just like yours. Many of the card processing providers you can use online allow you to set up your website for accepting credit cards with no set up fees!

Merchants Providing online merchant accounts

When you are just starting out as an online business, or you are a small business- you are probably not going to want any online merchant account provider that requires you process a minimum number of transactions each month. It is hard to predict what your minimum will be for a new business, and it might be better to pay a slightly higher per-transaction fee than to pay a higher monthly fee in exchange for a lower per-transaction fee based on a minimum number of cards processed each month.



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"As much as 80% of impulse purchasing can be lost to business owners that do not accept charge cards and average order size increases by as much as 46% over a cash sale" (Forbes Magazine).



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What Our Merchant Account Users Are Saying:

"It has been my genuine pleasure to work with Jane Torvik with Electronic Transfer over the past 3 plus years. Had it not been for Jane's accute product knowledge, efficiency, & dedication to customer service I would have "shopped" for other venues. Jane's personalized attention to my account has kept me a happy customer. Jane Torvik is a credit to herself & to Electronic Transfer Inc., Fastcharge Payment Gateway."

Good Job!


Thomas J Samean
Owner
Citadel International



"The customer service department is very helpful in resolving any issues at hand. We are very happy with the service Electronic Transfer and Fastcharge provides and want to thank you for your continued support."

Thanks again for all your help!


Trasi Ogle
Murray's Gunsmithing



"I am so very glad that a business associate recommended your service. I have still not heard back from some of the other merchant account providers that I contacted before I was referred to you. Pretty impressive to be up and running with our first transaction completed in less than 48 hours. Thank you for taking such good care of us, we are looking forward to a lasting professional relationship."

Dean Wilhelm, Pres.

D.K. Rolling Outfitters Inc.
Jacksonville, FL.
www.dkrolling.com



"I had alot of questions about my shopping cart and they walked me through the set up and since I've had their service there hasn't been a time I called that I couldn't talk to a real person to get my questions answered. I would highly recommend them for a merchant account and their shopping cart is so easy even I was able to set it up within minutes. "

Electronic Transfer has been great !

Joe Huttington
Texas Firearms



"The way a company performs at taking care of its customers is the most important factor in my decision about whom to do business with and certainly ranks far above price. When it comes right down to it, the customer is what this is all about and Electronic Transfer has proven to me that the company shares this view like none of the others."

Donald Jenkins
Expressway, Inc.



"I have been running a one-person business online since 1994, but until I threw out my swipe machine and switched to Electronic Transfer the cost of accepting charges was always too high. Even if I was on vacation or accepted mostly checks, my credit card fees were always over $50 EVERY month.

Now with Electronic Transfer I pay only a modest fee each month for retaining access to their services. I'm money ahead and my clients get an automatic immediate email receipt letting them know their charge has gone through."



This is how to do business online!


Mark Gisleson
GISLESON WRITING SERVICES



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